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to thrive as they age

August 15, 2025

Social Security Administration Moves to Electronic Payments Only

The Social Security Administration (SSA) announced that they will no longer issue paper checks for all Federal benefit payments. SSA will move to electronic payments only starting September 30, 2025.  

The Transition to Electronic Payments

SSA will send notices that explain the transition to electronic payments to individuals who currently receive their benefits in the form of paper checks. Additionally, all benefit checks sent out before the transition will include information on how to sign up for electronic payments.  

Individuals can receive their benefits electronically in two different ways: direct deposit or a Direct Express® card. If individuals choose direct deposit, SSA sends benefit payments directly into the individual’s checking or savings accounts. Individuals without a bank account can sign up for a prepaid Direct Express® card that is designed for federal benefits payments. For more information on the transition to electronic payments, click here.  

Individuals may request a waiver if they meet certain criteria to continue receiving their federal benefits via paper checks, including age greater than 104, mental impairment, or living in a remote area.  

Individuals can update their payment information anytime online through their mySocialSecurity account. More details on how to enroll in direct deposit or sign up for a Direct Express® card, click here.  

If you have questions or need help counseling older adults and adults with disabilities on Medicare, Medicaid, or other health benefits programs, reach out to Avisery's "Ask the Expert" service for professionals at

avisery@ageoptions.org or 708-628-3440

About Avisery

Avisery by AgeOptions provides tools and support to professionals serving older adults and people with disabilities, enabling them to help their clients access healthcare coverage that allows them to thrive as they age.